We are told by clients that more and more customers want to settle their bills by credit or debit card and but that the cost of a merchant account with associated card machine is more than can be afforded.
A possible solution to the problem is to use a card reader from iZettle who charge nothing for the reader and then a transaction rate dependant on turnover. The more you sell, the less you pay, their Smart Rate automatically reduces your transaction fees based on your monthly sales – starting at 2.75% and dropping to as little as 1.50% per transaction. See https://www.izettle.com/gb/pricing for pricing details. You attach the reader to a smartphone or tablet and after downloading the App can then take card payments.
iZettle are offering a free trial. The special offer which they will provide to our customers, because we are also Xero online accounting package advisors, who sign up to iZettle until end of June is for their first £1,000 of sales free of charge and a free reader – accepting card at zero cost! If you are interested here is the landing page which you need to sign up from and with more details on the special offer: https://www.izettle.com/gb/xeroadvisors